At Vodafone, we’re not just shaping the future of connectivity for our customers – we’re shaping the future for everyone who joins our team. When you work with us, you’re part of a global mission to connect people, solve complex challenges, and create a sustainable and more inclusive world. If you want to grow your career whilst finding the perfect balance between work and life, Vodafone offers the opportunities to help you belong and make a real impact.

What you’ll do

ROLE PURPOSE:

Agri-Finance Specialist will be responsible for developing, implementing, and managing digital lending products tailored to the agricultural sector. The role involves collaborating with financial institutions, fintechs, and other stakeholders to design innovative loan products that enhance financial inclusion for farmers, Agri-SMEs, and value chain players.

Key accountabilities and decision ownership:

Product rollout & GTM: Lead end-to-end go-to-market for pilots and scale develop rollout plans, train & mobilize field staff/agents, design incentives, track milestones and remove on-ground blockers.

Portfolio & repayment ownership: Own loan performance; define collection processes, early-warning triggers, restructure rules, lead field recovery and deliver NPL/PAR targets.

Field operations & farmer onboarding: Manage farmer-group onboarding, KYC/KYB compliance, customers/merchant/agent enablement, KYC verification and channel operations.

Stakeholder & partnership management: Build and manage relationships with input suppliers, agri-businesses, cooperatives, Financial Institutions, NGOs and local government; negotiate MoUs and co-financing arrangements.

Project governance & M & E: Run pilot governance as per milestones and budget tracking, produce operational dashboards and fortnightly/monthly reports to internal and external stakeholders.

Who you are

Core competencies, knowledge and experience:

• Financial services and credit management-Knowledge of digital lending, savings, insurance and agriculture financing models
• Commercial and business development skills
• Data analytics and insights generation
• Strong understanding of agricultural value chains, rural banking, and financial inclusion strategies.
• Experience working with digital platforms, credit risk models, and mobile money ecosystems.
• Proven ability to build and manage strategic partnerships with banks, Agri-Tech firms, and Cooperatives.
• Strong stakeholder management skills

Core Skills

• Project and program management
• Product development and digital financial services design
• Analytical problem-solving and decision-making
• Negotiation and influencing skills
• Financial analysis and Credit assessment

Must have technical / professional qualifications:

Bachelor’s degree in Agribusiness, Finance, Economics, Business Administration, or a related field. Master’s Degree will be adding advantage.

Minimum 3 Years’ experience in digital lending, agricultural finance, fintech, or mobile financial services.

• Lead end-to-end go-to-market for pilots and scale develop rollout plans, train & mobilize field staff/agents, design incentives, track milestones and remove on-ground blockers.
• Own loan performance; define collection processes, early-warning triggers, restructure rules, lead field recovery and deliver NPL/PAR targets.
• Manage farmer-group onboarding, KYC/KYB compliance, customers/merchant/agent enablement, KYC verification and channel operations.
• Build and manage relationships with input suppliers, agri-businesses, cooperatives, Financial Institutions, NGOs and local government; negotiate MoUs and co-financing arrangements.
• Run pilot governance as per milestones and budget tracking, produce operational dashboards and fortnightly/monthly reports to internal and external stakeholders.

• Financial services and credit management
• Commercial and business development skills
• Data analytics and insights generation
• Strong understanding of agricultural value chains, rural banking, and financial inclusion strategies.
• Experience working with digital platforms, credit risk models, and mobile money ecosystems.
• Proven ability to build and manage strategic partnerships with banks, Agri-Tech firms, and Cooperatives.
• Strong stakeholder management skills
• Project and program management
• Product development and digital financial services design
• Analytical problem-solving and decision-making
• Negotiation and influencing skills
• Financial analysis and Credit assessment

• Bachelor’s degree in Agribusiness, Finance, Economics, Business Administration, or a related field. Master’s Degree will be adding advantage.
• Minimum 3 Years’ experience in digital lending, agricultural finance, fintech, or mobile financial services.