Amana Bank is currently seeking a qualified Sharia and Products Manager to be based at the Headquarters.

Duties and Responsibilities

• Assist the Head of Sharia & Products in reviewing policies and manuals annually.
• Prepare and review financing contract packages, forms, and other required documents.
• Prepare product papers, Sharia Supervisory Board (SSB) papers, and Board papers on time.
• Ensure profit is fairly distributed to depositors in accordance with the Profit Distribution Model (PDM).
• Prepare product easy guides.
• Conduct research on Sharia aspects for each product, fatwa, or Sharia-related issue before presentation to the Sharia Supervisory Board.
• Provide guidance to staff and clients on Islamic banking and financing instruments and related guidelines.
• Proactively identify product issues and resolve them promptly.
• Analyze Islamic products and services available in the market and identify opportunities for the bank.
• Train bank staff and ensure business and financing teams possess adequate knowledge for efficient product implementation, documentation, pricing, and processing.
• Keep the bank updated on new Sharia requirements and decisions issued by the SSB and international bodies such as AAOIFI, OIC Fiqh Academy, and IFSB.
• Represent the bank in internal and external meetings, forums, events, and customer engagements.
• Support the marketing department by reviewing communication content, promotional materials, and social media content to ensure compliance with Sharia principles.
• Support financing management and branches to ensure financing facilities are issued in accordance with product manuals and Sharia principles.
• Follow up to ensure inventories are sold promptly before being used or sold by customers.
• Assist in developing new products and enhancing existing products.
• Prepare training materials and coordinate Sharia & Products training programs.
• Support Sharia compliance activities across the bank.
• Conduct product performance assessments and prepare quarterly performance reports.
• Administer Charity and Zakat Fund activities.
• Support the marketing department in promoting Islamic banking knowledge through various media platforms.

Key Competency Requirements

• Excellent research, analytical, and problem-solving skills.
• Commercial thinking with a strong Sharia mindset.
• Creative approach with the ability to anticipate challenges and provide innovative Sharia-compliant solutions.
• Ability to train and coach staff on Islamic banking and finance topics.
• Ability to write professional papers and reports.
• Excellent verbal and written communication skills.
• Strong persuasion and presentation skills.
• Strong product knowledge and innovation mindset in Islamic banking.
• Good understanding of Islamic Banking within the Tanzanian context.

Qualifications and Experience

• Degree in Islamic Banking and Finance, or Degree in Banking, Finance, or Commerce with an additional Certification or Diploma in Islamic Banking and Finance.
• Professional qualification in Islamic Banking, Shariah (Jurisprudence), or Islamic Studies will be an added advantage.

• Assist the Head of Sharia & Products in reviewing policies and manuals annually.
• Prepare and review financing contract packages, forms, and other required documents.
• Prepare product papers, Sharia Supervisory Board (SSB) papers, and Board papers on time.
• Ensure profit is fairly distributed to depositors in accordance with the Profit Distribution Model (PDM).
• Prepare product easy guides.
• Conduct research on Sharia aspects for each product, fatwa, or Sharia-related issue before presentation to the Sharia Supervisory Board.
• Provide guidance to staff and clients on Islamic banking and financing instruments and related guidelines.
• Proactively identify product issues and resolve them promptly.
• Analyze Islamic products and services available in the market and identify opportunities for the bank.
• Train bank staff and ensure business and financing teams possess adequate knowledge for efficient product implementation, documentation, pricing, and processing.
• Keep the bank updated on new Sharia requirements and decisions issued by the SSB and international bodies such as AAOIFI, OIC Fiqh Academy, and IFSB.
• Represent the bank in internal and external meetings, forums, events, and customer engagements.
• Support the marketing department by reviewing communication content, promotional materials, and social media content to ensure compliance with Sharia principles.
• Support financing management and branches to ensure financing facilities are issued in accordance with product manuals and Sharia principles.
• Follow up to ensure inventories are sold promptly before being used or sold by customers.
• Assist in developing new products and enhancing existing products.
• Prepare training materials and coordinate Sharia & Products training programs.
• Support Sharia compliance activities across the bank.
• Conduct product performance assessments and prepare quarterly performance reports.
• Administer Charity and Zakat Fund activities.
• Support the marketing department in promoting Islamic banking knowledge through various media platforms.

• Excellent research, analytical, and problem-solving skills.
• Commercial thinking with a strong Sharia mindset.
• Creative approach with the ability to anticipate challenges and provide innovative Sharia-compliant solutions.
• Ability to train and coach staff on Islamic banking and finance topics.
• Ability to write professional papers and reports.
• Excellent verbal and written communication skills.
• Strong persuasion and presentation skills.
• Strong product knowledge and innovation mindset in Islamic banking.
• Good understanding of Islamic Banking within the Tanzanian context.

• Degree in Islamic Banking and Finance, or Degree in Banking, Finance, or Commerce with an additional Certification or Diploma in Islamic Banking and Finance.
• Professional qualification in Islamic Banking, Shariah (Jurisprudence), or Islamic Studies will be an added advantage.