Job Description

Manage a portfolio of corporate customers within the Oil & Gas sector; serve as their primary point of contact and financial advisor as well as prospect and acquire new corporate customers to grow the Bank’s revenue and share of wallet for the assigned sector in line with the Bank’s strategy. 

Apply experience in corporate relationship management to develop and implement account plans for the existing portfolio within the assigned sector target market, recommend, structure and sell solutions that address the customers’ needs, with the support from the solution/product teams in order to meet assigned goals and target. 

Customer acquisition, satisfaction, growth and retention are critical to succeed in this role. Collaborate with the all stake holders to ensure fulfilment of all deliverables. When assigned, serve in acting capacity in the absence of the Head, Corporate Banking, Nairobi Region.

Key Accountabilities (Duties and Responsibilities)

Financial 40 

• This position is responsible for achievement of the portfolio’s annual financial targets both P&L and balance sheet.
• Balance Sheet Growth
• Profitability: Profit Before Tax (PBT)
• Clear and effective portfolio growth strategy that is translated into performance scorecards that deliver revenue, profitability and share of market objectives.
• PAR contained within the limits set.
• NPL < 5%.
• PAR aggressively managed within the first 30 days to minimize conversion to NPL status. 

Internal business processes 20 

• Responsible for adhering to approved policies and procedures and providing feedback on the same so as to keep them competitive.
• Audit issues closed within the quarter of identification, or within the agreed time frames, whichever is shorter.
• Nil repeat findings
• 100% SLA Adherence 
• 100% adherence to agreed turnaround times

Customer 20 

• Driving customer satisfaction, developing and growing relationships with existing and potential customers, identifying opportunities for business development and guiding product development.
• Accurate real-time CRM data

Customer satisfaction:

• Net Promoter Score
• CSI/RSI 

Learning and growth 20 

• Delivering the performance objectives set and managing his/her own learning and development to build capacity and avail him/herself for coaching and training opportunities. 
• Level of own development plan maintenance.
• Own competency score. When assigned, this position is responsible leading the delegated team, manage performance through motivation, coaching and training:
• Maintain a high performance at an average performance rating of 90% for the team, reviewed monthly.
• Up-to-date competency assessments and development plans for the team.
• Product knowledge for the team – average rating of 98%.
• Nil disruption to business / loss of business due to lack of appropriate numbers of qualified, available staff.
• Employee Engagement score.
• Leadership - 360-degree feedback score

Job Specifications

Academic:

Bachelor’s degree from a recognized accredited university.

Professional:

At least 8 years’ experience in Commercial Banking, 3 of which should have been in management capacity in a similar sized organisation.

Desired work experience: 

• Proven track record of consistently achieving a commercial department’s financial growth, with a market reputation of being a trusted advisor on matters pertaining to banking.
• Significant experience in Corporate Banking. Experience in products, bank operations and customer experience is highly desirable.
• In-depth knowledge of the local banking industry, banking products, banking services and banking regulations. Sound working knowledge and understanding of general Corporate Banking regulations and practices.

• Manage a portfolio of corporate customers within the Oil & Gas sector; serve as their primary point of contact and financial advisor.
• Prospect and acquire new corporate customers to grow the Bank’s revenue and share of wallet for the assigned sector.
• Develop and implement account plans for the existing portfolio within the assigned sector target market.
• Recommend, structure and sell solutions that address the customers’ needs, with the support from the solution/product teams.
• Ensure customer acquisition, satisfaction, growth and retention.
• Collaborate with all stakeholders to ensure fulfillment of all deliverables.
• Serve in acting capacity in the absence of the Head, Corporate Banking, Nairobi Region when assigned.
• Achieve the portfolio’s annual financial targets both P&L and balance sheet.
• Drive Balance Sheet Growth.
• Achieve Profitability: Profit Before Tax (PBT).
• Develop and implement a clear and effective portfolio growth strategy translated into performance scorecards that deliver revenue, profitability and share of market objectives.
• Maintain PAR contained within the limits set.

• Corporate relationship management
• Account planning
• Financial solution structuring and selling
• Customer acquisition
• Customer satisfaction
• Customer growth
• Customer retention
• Stakeholder collaboration
• Financial target achievement
• Portfolio growth strategy development
• Performance scorecard translation
• Revenue generation
• Profitability management
• Market share objective achievement
• Risk management (PAR/NPL)
• Local banking industry knowledge
• Banking products knowledge
• Banking services knowledge
• Banking regulations knowledge
• Corporate Banking regulations and practices knowledge

• Proven track record of consistently achieving a commercial department’s financial growth.
• Market reputation of being a trusted advisor on matters pertaining to banking.
• Significant experience in Corporate Banking.
• Experience in products, bank operations and customer experience is highly desirable.
• In-depth knowledge of the local banking industry, banking products, banking services and banking regulations.
• Sound working knowledge and understanding of general Corporate Banking regulations and practices.