To assist Personal Private Banking (PPB), Digital Lending and SME Business in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof. he delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles which supports the minimizing of risk to the bank.

Qualifications

Type of Qualification: First Degree

Field of Study: Business Commerce, Finance, Accounting or any related field

Experience Required

• Banking experience, particularly pertaining to credit risk management, banking processes with regard to banking products and the operation thereof.
• Broad knowledge of applicable Acts and Bank Manuals.
• Experience in intuitive credit assessment and decisioning in relevant segment and products.
• Energetic and with sound decision skills.
• Knowledge and understanding of repayment structures and collateral.
• Must be able to work under pressure and remain focussed.
• Analytical with a tolerance for high volumes and problem absorption whilst detailed oriented.
• Understanding of collection processes within the banking environment is beneficial

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches
• Articulating Information
• Developing Expertise
• Examining Information
• Following Procedures
• Interacting with People
• Interpreting Data
• Making Decisions
• Managing Tasks
• Providing Insights
• Taking Action
• Team Working

Technical Competencies:

• Asset Based Lending

• Assisting Personal Private Banking (PPB), Digital Lending and SME Business in achieving their asset growth targets by providing effective value adding risk management.
• Maintaining a quality-lending book through judicious and effective management.
• Delivering a professional service to the business units.
• Assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles.
• Minimizing risk to the bank.

• Credit risk management
• Banking processes and products
• Applicable Acts and Bank Manuals knowledge
• Intuitive credit assessment and decisioning
• Sound decision skills
• Knowledge of repayment structures and collateral
• Ability to work under pressure and remain focused
• Analytical skills
• Tolerance for high volumes and problem absorption
• Detailed oriented
• Understanding of collection processes (beneficial)
• Asset Based Lending

• First Degree
• Business Commerce, Finance, Accounting or any related field