The main purpose of the job is to assist the Manager Corporate Documentation or Manager Retail Documentation to ensure adequacy, completeness, and registration of legal documents in line with the credit policy and regulatory requirements.

Responsibilities or duties

Principle Responsibilities

• Draft, review, and finalize various legal documents for approved credit facilities.
• Prepare other legal documents as may be required by the Bank.
• Review the adequacy and completeness of legal documents executed by borrowers, mortgagors, guarantors, and spouses before execution by the Bank, and ensure proper perfection and registration of securities and charges in line with the Credit Policy and Credit Manual requirements.
• Manage the process of registration of charges and legal mortgages to ensure that security assets are properly charged and mortgaged in accordance with the Credit Policy and procedures.
• Contribute to the review of the Credit Policy and Credit Manual to ensure that new developments in the lending, operating, business, and regulatory environment are adequately considered and incorporated.
• Process the discharge of securities after credit facilities have been fully repaid or where security assets have been sold through recovery measures, ensuring compliance with the Credit Policy and procedures.
• Liaise with relevant stakeholders, including courts, other bank departments, branches, clients, government institutions, the Central Bank, and other financial institutions, to coordinate and streamline documentation processes.
• Maintain and update the BRELA charges register for customers.
• Provide legal opinions on various matters relating to credit.
• Conduct seminars and provide legal advice to other departments within the Bank whenever necessary.
• Perform any other duties as assigned by the line manager.

Qualifications Required

• Bachelor of Laws (LLB) degree from a recognized institution.
• Advocate of the High Court of Tanzania.
• Postgraduate qualifications or professional certifications in banking law or compliance will be an added advantage.
• Strong knowledge of banking, transactional law, commercial law, and corporate law.
• Excellent legal drafting, analytical, and problem-solving skills.
• High ethical standards, professionalism, and integrity.
• Strong interpersonal, negotiation, and communication skills.
• Ability to work under pressure and manage multiple priorities effectively.

Experience needed

• A minimum of five (5) years’ experience in legal practice, preferably in banking, corporate, or financial services law.

• Draft, review, and finalize various legal documents for approved credit facilities.
• Prepare other legal documents as may be required by the Bank.
• Review the adequacy and completeness of legal documents executed by borrowers, mortgagors, guarantors, and spouses before execution by the Bank, and ensure proper perfection and registration of securities and charges in line with the Credit Policy and Credit Manual requirements.
• Manage the process of registration of charges and legal mortgages to ensure that security assets are properly charged and mortgaged in accordance with the Credit Policy and procedures.
• Contribute to the review of the Credit Policy and Credit Manual to ensure that new developments in the lending, operating, business, and regulatory environment are adequately considered and incorporated.
• Process the discharge of securities after credit facilities have been fully repaid or where security assets have been sold through recovery measures, ensuring compliance with the Credit Policy and procedures.
• Liaise with relevant stakeholders, including courts, other bank departments, branches, clients, government institutions, the Central Bank, and other financial institutions, to coordinate and streamline documentation processes.
• Maintain and update the BRELA charges register for customers.
• Provide legal opinions on various matters relating to credit.
• Conduct seminars and provide legal advice to other departments within the Bank whenever necessary.
• Perform any other duties as assigned by the line manager.

• Excellent legal drafting, analytical, and problem-solving skills.
• High ethical standards, professionalism, and integrity.
• Strong interpersonal, negotiation, and communication skills.
• Ability to work under pressure and manage multiple priorities effectively.

• Bachelor of Laws (LLB) degree from a recognized institution.
• Advocate of the High Court of Tanzania.
• Postgraduate qualifications or professional certifications in banking law or compliance will be an added advantage.
• Strong knowledge of banking, transactional law, commercial law, and corporate law.