Summary
Date Posted: Monday, May 09, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
The Data Scientist (Credit Risk Management) is responsible for providing data driven strategies and initiatives that help both fuel growth of the portfolio as well as protect the business from losses. As part of this team you will have the opportunity to develop credit modules, sophisticated strategies, perform cutting edge analysis and drive projects that improve the customer experience and deliver improved profitability for our business. You will have unparalleled exposure to Senior Leadership and be part of a dynamic, fast paced and growing division within the company.

You will
• Work closely with Head of Credit to review and enhance Upgrade's underwriting practice (strategy, credit policy, and model use) to achieve results within Upgrade's credit risk tolerance ∙ Develop and implement data-driven strategies using statistical tools
• Partner with senior team members to identify delinquency/loss trends and develop credit policies to optimize investor returns
• Back-test credit strategies using historical performance and review impact of credit expansion/tightening
• Monitor return and risk performance of the credit portfolio and communicate insights.

Qualifications
• Essential requirements
• Bachelor's degree with 1-3 years of experience in in portfolio/risk analytics, preferably at a financial institution (or Master’s degree in Data Science/Analytics, Mathematical Finance, Economics, or a related quantitative field)
• Strong programming skills in Python
• Advanced experience in SQL
• Experience with Tableau or other BI/data visualization tools a plus
• Detail oriented and strong analytical skill set
• Proactive, driven, and ability to work in a fast-paced environment
• Fintech lender experience a plus


Work Hours: 8

Experience in Months: 12

Level of Education: Bachelor Degree

Job application procedure
If any of the above roles defines you, simply submit your application
(CV only) via address below:
recruitment@melvahrconsultancy.co.tz 

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