Job overview

Organization: GCA Pay Limited

Position: Compliance Officer

Job category: Finance and Banking

Job type: Full-time

Location: Dar es Salaam, Tanzania

Minimum experience: Three years

Job description

GCA Pay Limited is seeking a qualified and detail-oriented Compliance Officer to support the company’s regulatory compliance and financial crime risk-management activities.

The successful candidate will work across payments, foreign exchange, treasury, supplier payments, partner settlements and cross-border transactions.

Key responsibilities

The Compliance Officer will be responsible for:

• Conducting customer KYC, KYB, beneficial ownership verification and enhanced due diligence.
• Performing sanctions, politically exposed persons (PEP) and adverse-media screening on customers, counterparties, beneficiaries and business partners.
• Reviewing transaction-monitoring alerts and investigating unusual or potentially suspicious activities.
• Reviewing supporting documents for supplier payments and cross-border transactions.
• Escalating suspected money laundering, fraud, sanctions violations and other financial crime risks.
• Supporting regulatory reporting, licence applications, licence renewals and ongoing compliance obligations.
• Conducting compliance due diligence on banks, payment service providers, vendors and strategic partners.
• Maintaining accurate, confidential and audit-ready compliance records.
• Supporting compliance monitoring, staff training, internal audits and regulatory inspections.

Education requirements

Applicants must have a bachelor’s degree in one of the following fields:

• Law
• Finance
• Accounting
• Banking
• Economics
• Risk Management
• Business Administration
• Criminology
• Information Security
• Data Protection
• A related field

Experience requirements

Candidates must have:

• A minimum of three years of relevant experience in compliance, AML/CFT, financial crime, risk, investigations, regulatory operations or internal controls.
• Practical experience in KYC/KYB, sanctions and PEP screening, transaction monitoring, enhanced due diligence and compliance investigations.
• At least two years of exposure to fintech, payments, banking, foreign exchange, treasury, remittances or cross-border financial services is strongly preferred.

Knowledge and professional qualifications

Applicants should have:

• Knowledge of Tanzanian payment-services, AML/CFT, data-protection and foreign-exchange regulatory requirements.
• A professional certification such as CAMS, ICA, CFE, CRCM, CIPP/E or an equivalent qualification. This will be considered an added advantage.

Professional skills

The position requires the following skills and competencies:

• Active communication
• Collaboration
• Communication
• Complaint handling
• Compliance mindset
• Critical thinking
• Customer relationship management (CRM)
• Integrity
• Intellectual property awareness
• Onboarding
• Onboarding support
• Open-mindedness
• Team building
• Transparency

Languages

Applicants should be proficient in:

• English
• Swahili

Benefits and perks

GCA Pay Limited offers:

• 28 days of annual leave
• Maternity leave
• Paternity leave
• Sick leave
• Paid public holidays
• NSSF/PPF social security benefits

• Conducting customer KYC, KYB, beneficial ownership verification and enhanced due diligence.
• Performing sanctions, politically exposed persons (PEP) and adverse-media screening on customers, counterparties, beneficiaries and business partners.
• Reviewing transaction-monitoring alerts and investigating unusual or potentially suspicious activities.
• Reviewing supporting documents for supplier payments and cross-border transactions.
• Escalating suspected money laundering, fraud, sanctions violations and other financial crime risks.
• Supporting regulatory reporting, licence applications, licence renewals and ongoing compliance obligations.
• Conducting compliance due diligence on banks, payment service providers, vendors and strategic partners.
• Maintaining accurate, confidential and audit-ready compliance records.
• Supporting compliance monitoring, staff training, internal audits and regulatory inspections.

• Active communication
• Collaboration
• Communication
• Complaint handling
• Compliance mindset
• Critical thinking
• Customer relationship management (CRM)
• Integrity
• Intellectual property awareness
• Onboarding
• Onboarding support
• Open-mindedness
• Team building
• Transparency

• Bachelor’s degree in Law, Finance, Accounting, Banking, Economics, Risk Management, Business Administration, Criminology, Information Security, Data Protection, or a related field.
• A minimum of three years of relevant experience in compliance, AML/CFT, financial crime, risk, investigations, regulatory operations or internal controls.
• Practical experience in KYC/KYB, sanctions and PEP screening, transaction monitoring, enhanced due diligence and compliance investigations.
• At least two years of exposure to fintech, payments, banking, foreign exchange, treasury, remittances or cross-border financial services is strongly preferred.
• Knowledge of Tanzanian payment-services, AML/CFT, data-protection and foreign-exchange regulatory requirements.
• A professional certification such as CAMS, ICA, CFE, CRCM, CIPP/E or an equivalent qualification is an added advantage.