A reputable, award-winning equipment finance company based in Tanzania with 8 branches across the country, dedicated to helping SMEs and farmers grow.

Purpose of role:

The Investment Officer Intern will be directly responsible for handling EFTA customers, including attracting new customers, appraising applications for loans, and monitoring customers who have received loans.

Day-to-day responsibilities:

Pre-application:

• Identify potential customers in target markets and explain the EFTA product to
• Support the Branch Manager in delivering pre-application seminars to potential
• Provide on-going advice to people preparing

Application processing:

• Conduct full appraisals of applications, including business viability and the applicant’s reliability. This will include customer site visits, discussions with current or potential customers and suppliers, personal reference checks, working capital checks, and basic financial analysis.
• Conduct ESG (environmental, social, and governance) assessment of
• Make recommendations to the Branch Manager on which investments should be
• For investments agreed with the Branch Manager, prepare investment proposals for the local Credit Committee, using a standard
• Participate in the vetting process for equipment suppliers, e.g., performing site visits.

Post-application:

• Take lead responsibility for a portfolio of EFTA customers, monitoring these investments on an ongoing basis, including reminder phone calls and regular visits to the customers’ businesses
• Make recommendations to the Branch Manager regarding loan restructuring and/or write-off decisions for these
• Identify any ESG issues within your portfolio and ensure customers are aware of labor
• Coordinate with the training team to identify customers’ skills training needs and ensure proper follow-up for any training. This could also include helping to coordinate customer networking events.
• Maintain detailed records on EFTA’s software

Candidate Specification

i/ Experience: Fresh university graduates are highly encouraged to apply.

ii/ Education Level: Degree from a reputable university

iv/ Skills: Computer skills, communication, and problem-solving skills.

v/ Knowledge of: Mathematics, Business Appraisal, and SME Financing

• Handle EFTA customers, including attracting new customers, appraising loan applications, and monitoring customers who have received loans.
• Identify potential customers in target markets and explain EFTA products.
• Support the Branch Manager in delivering pre-application seminars.
• Provide ongoing advice to people preparing applications.
• Conduct full appraisals of applications, including business viability and applicant reliability.
• Conduct ESG (environmental, social, and governance) assessments.
• Make recommendations to the Branch Manager on investment decisions.
• Prepare investment proposals for the local Credit Committee.
• Participate in the vetting process for equipment suppliers.
• Monitor a portfolio of EFTA customers, including reminder calls and regular visits.
• Make recommendations on loan restructuring and write-off decisions.
• Identify and address ESG issues within the portfolio.
• Coordinate with the training team to identify and follow up on customers' skills training needs.
• Help coordinate customer networking events.
• Maintain detailed records on EFTA’s software.

• Computer skills
• Communication skills
• Problem-solving skills

• Degree from a reputable university
• Knowledge of Mathematics, Business Appraisal, and SME Financing