Role Purpose

The Financial Literacy and Cooperative Specialist will strengthen the financial capability and institutional foundations of the women’s groups supported through this project. The post-holder will train rural groups in savings and lending models, bookkeeping and cooperative formation, translating complex financial concepts into accessible content for low-literacy audiences and building the collective financial management systems that underpin sustainable enterprise.

Accountabilities

• Lead the design and delivery of financial literacy content within the dual-track training curriculum, covering entrepreneurship development, bookkeeping, collective financial management and savings and lending models (CMG/VSLA Module).
• Advise women’s groups on the legal process of forming and formalising cooperatives in Zanzibar or Mainland
• Develop financial readiness and investment assessment content that links group financing to climate-aware and viable business models.
• Contribute financial capability content to the ToT manual and support District Focal Points to deliver it effectively.
• Ensure financial concepts are translated into clear, culturally appropriate materials suitable for low-literacy participants.
• Provide mentorship and coaching support on financial management during the supervision phase.
• Liking groups to traditional and non-traditional financial institutions for accessing finance
• Support the preparations of Business Plans to facilitate access to finance to the group business
• Develop Access to Finance road map that will facilitate groups to follow necessary steps for accessing financial products
• Provide necessary Business Development services to groups to enhance group business operations

Technical Expertise, skills & Knowledge

Essential

• Degree in Finance, Accounting, or Cooperative Management.
• Minimum of five (5) years’ experience training rural groups on VICOBA/VSLA models, bookkeeping, and the legal process of forming cooperatives in Tanzania or Zanzibar (with a preferance for Zanzibar experience).
• Proven experience with at least two (2) comparable consultancies focused on providing financial literacy to cooperatives and economic groups.
• Expertise in translating complex financial concepts for low-literacy audiences.
• Experience working in Zanzibar
• Experience in the World Bank or other international donors

Desirable

• Experience with cooperative development frameworks specific to Zanzibar.
• Working proficiency in Kiswahili.
• Strong English writing and presentation skills
• Familiarity with digital financial tools for community-based groups.
• Familiarity with green economy financing mechanisms.
• Familiarity with the Blue economy and community based empowerment models

• Lead the design and delivery of financial literacy content within the dual-track training curriculum, covering entrepreneurship development, bookkeeping, collective financial management and savings and lending models (CMG/VSLA Module).
• Advise women’s groups on the legal process of forming and formalising cooperatives in Zanzibar or Mainland
• Develop financial readiness and investment assessment content that links group financing to climate-aware and viable business models.
• Contribute financial capability content to the ToT manual and support District Focal Points to deliver it effectively.
• Ensure financial concepts are translated into clear, culturally appropriate materials suitable for low-literacy participants.
• Provide mentorship and coaching support on financial management during the supervision phase.
• Liking groups to traditional and non-traditional financial institutions for accessing finance
• Support the preparations of Business Plans to facilitate access to finance to the group business
• Develop Access to Finance road map that will facilitate groups to follow necessary steps for accessing financial products
• Provide necessary Business Development services to groups to enhance group business operations

• Expertise in translating complex financial concepts for low-literacy audiences.
• Strong English writing and presentation skills
• Familiarity with digital financial tools for community-based groups.
• Familiarity with green economy financing mechanisms.
• Familiarity with the Blue economy and community based empowerment models

• Degree in Finance, Accounting, or Cooperative Management.
• Minimum of five (5) years’ experience training rural groups on VICOBA/VSLA models, bookkeeping, and the legal process of forming cooperatives in Tanzania or Zanzibar (with a preferance for Zanzibar experience).
• Proven experience with at least two (2) comparable consultancies focused on providing financial literacy to cooperatives and economic groups.
• Experience working in Zanzibar
• Experience in the World Bank or other international donors
• Experience with cooperative development frameworks specific to Zanzibar.
• Working proficiency in Kiswahili.