SME Credit Analyst job at Absa Group Limited
Website :
604 Days Ago
Linkedid Twitter Share on facebook

Vacancy title:
SME Credit Analyst

[ Type: FULL TIME , Industry: Banking , Category: Accounting & Finance ]

Jobs at:

Absa Group Limited

Deadline of this Job:
26 April 2022  

Duty Station:
Within Tanzania , Dar es Salaam , East Africa

Date Posted: Tuesday, April 12, 2022 , Base Salary: Not Disclosed

Similar Jobs in Tanzania
Learn more about Absa Group Limited
Absa Group Limited jobs in Tanzania

SME Credit Analyst

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
To perform and manage all activities in a way that strict adherence to approved Credit and provisioning policy as well as the approved standard credit process and procedure are maintained.

Job Description
• Ensure that borrowers have submitted all documents as per checklist.
• Collate customer produced financial information
• Responsible for managing financial information produced by customers.
• Ensures that all credit applications are assessed within the agreed SLA time.
• Ensure that every application has a written support from Head of SME before further processing the application.
• Ensuring that assessment and recommendations of credit applications comply with requirements as per approved Credit and Provisioning Policy.
• Analyze historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Manager/SME Banker
• Perform Credit reference checks before processing the applications
• Analyze historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Manager
• Collate customer produced financial information
• Attend customer meetings with the SME Bankers/Relationship Manager if credit related issues are to be discussed/ need to be resolved.
• Ensure that all applications are done through CCRS
• Conduct visits to both business premises and collateral.
• Monitor and Control quality of portfolio using ‘Condition of Sanction’ triggers where possible. Discussing with Sanctioners deteriorating trends and trigger events if they give cause for concern and advising the SME Banker/Relationship Manager simultaneously.
• Responsible for managing all SME borrowing relationships.
• Provide specific instruction to business and escalate any issue that will need other stakeholders’ attentions
• Ensure that excesses are actioned timely and are diarized
• Attend monthly portfolio review meetings i.e. Risk Reports Credit Committee (RRCC), Early warning List (EWL1)
• Ensure Monthly risk report (MRR)are actioned and submitted timely.
• Check on daily risk repot and work on exceptions and /or irregular behavior
• Ensure that all facilities are timely reviewed.
• Ensure covenants are tested accordingly and timely
National Diplomas and Advanced Certificates: Business, Commerce and Management Studies (Required)

Job Experience: No Requirements

Work Hours: 8

Level of Education:
Associate Degree

Job application procedure
Click here to Apply Now

All Jobs


Job Info
Job Category: Accounting/ Finance jobs in Tanzania
Job Type: Full-time
Deadline of this Job: 26 April 2022
Duty Station: Dar es Salaam
Posted: 12-04-2022
No of Jobs: 1
Start Publishing: 12-04-2022
Stop Publishing (Put date of 2030): 12-04-2065
Apply Now
Notification Board

Join a Focused Community on job search to uncover both advertised and non-advertised jobs that you may not be aware of. A jobs WhatsApp Group Community can ensure that you know the opportunities happening around you and a jobs Facebook Group Community provides an opportunity to discuss with employers who need to fill urgent position. Click the links to join. You can view previously sent Email Alerts here incase you missed them and Subscribe so that you never miss out.

Caution: Never Pay Money in a Recruitment Process.

Some smart scams can trick you into paying for Psychometric Tests.