Chief Credit Officer
2026-07-29T07:47:14+00:00
United Bank for Africa (UBA)
https://cdn.greattanzaniajobs.com/jsjobsdata/data/employer/comp_5667/logo/uba.jpg
https://www.ubatanzania.co.tz/
FULL_TIME
Dar es Salaam
Dar es Salaam
00000
Tanzania
Banking
Management, Accounting & Finance, Business Operations
2026-08-09T17:00:00+00:00
8
Job Description
Department: Credit
Job Objectives
Ensure protection of the Bank’s credit risk assets through providing a secure but flexible framework.
Ensure compliance with regulatory guidelines regarding Credit Risk within the country.
Duties & Responsibilities
- Supervise development of clear credit policy guidelines with associated procedural and process manuals, ensuring alignment with the credit policies of the country.
- Make sure credit awareness is high bank-wide through periodic training and testing.
- Ensure nominated credit officers execute assigned functions appropriately.
- Maintain a high-quality credit portfolio, based on internationally accepted risk rating models, which is adequately secured and provides appropriate returns for risk accepted.
- Utilize credit software to ensure the credit cycle is compliant with policy from Target Market Definition, extension and availment of credits, and ongoing monitoring up to collection.
- Limit credit infractions by applying approved sanctions on defaulting officers.
- Ensure high Credit Administration standards with suitable archiving and reporting systems.
- Ensure development of Product Programs which address key marketing initiatives while maintaining security for the Bank.
- Identify causes of credit failures and disseminate them within the country to prevent recurrence.
- Communicate regularly with Bank staff regarding policy changes, process improvement initiatives, etc.
- Ensure compliance with regulatory guidelines within the region to protect the Bank from sanctions.
- Ensure responses to internal and external queries fall within agreed turnaround time.
- Supervise the activities of the Credit Analysis Structuring & Product Programmes, Credit Administration/Monitoring, Recovery, and Remedial functions.
- Perform any other duties as assigned by the immediate supervisor.
Key Performance Indicators
- Ensure responses to internal and external queries fall within agreed turnaround time.
- Effectiveness of policies and processes developed in limiting credit defaults.
- Net Recoveries vs Budget.
- Percentage of non-performing loans to the total loans approved.
- Number of recurring audit exceptions.
- Turnaround time of credit processing and approval.
- Minimum loan loss provision.
- Compliance with internal and external policies.
- Level of customer satisfaction.
Job Requirements
Education
- First degree in a relevant discipline.
- MBA, MSc, MA, ML and/or Professional Qualifications are compulsory.
Experience
- 10 years relevant banking experience.
- 15 years non-banking but related experience.
Key Competency Requirements
Knowledge
- Proficiency in Credit Structuring.
- Relationship Management experience.
- Product Development.
Skills & Competencies
- Professional disposition.
- Strategy formulation & Business Awareness.
- Creativity & Innovation.
- Resource Management.
- Delegation & Empowerment.
- Ability to Inspire & Manage Change.
- Analytical Thinking.
- Decision Making.
- Problem Solving.
- Diversity Management.
- Interrogatory skills.
- Communication skills.
- Fraud Detection & Control.
- Internal Audit practice.
- Accounts Management.
- Analytical and Investigation Skills.
- Auditing Skills.
- Accounting Skills.
- Comprehensive Banking Operations (Domestic and Foreign) Skills.
- Comprehensive Treasury skills.
Reporting Relationships
Functionally reports to:
MD/CEO
Administratively reports to:
MD/CEO
Supervises
- Credit Analysis Structuring and Product Programmes.
- Credit Administration, Monitoring & Reporting.
- Recovery and Remedial.
* Supervise development of clear credit policy guidelines with associated procedural and process manuals, ensuring alignment with the credit policies of the country. * Make sure credit awareness is high bank-wide through periodic training and testing. * Ensure nominated credit officers execute assigned functions appropriately. * Maintain a high-quality credit portfolio, based on internationally accepted risk rating models, which is adequately secured and provides appropriate returns for risk accepted. * Utilize credit software to ensure the credit cycle is compliant with policy from Target Market Definition, extension and availment of credits, and ongoing monitoring up to collection. * Limit credit infractions by applying approved sanctions on defaulting officers. * Ensure high Credit Administration standards with suitable archiving and reporting systems. * Ensure development of Product Programs which address key marketing initiatives while maintaining security for the Bank. * Identify causes of credit failures and disseminate them within the country to prevent recurrence. * Communicate regularly with Bank staff regarding policy changes, process improvement initiatives, etc. * Ensure compliance with regulatory guidelines within the region to protect the Bank from sanctions. * Ensure responses to internal and external queries fall within agreed turnaround time. * Supervise the activities of the Credit Analysis Structuring & Product Programmes, Credit Administration/Monitoring, Recovery, and Remedial functions. * Perform any other duties as assigned by the immediate supervisor.
* Proficiency in Credit Structuring. * Relationship Management experience. * Product Development. * Professional disposition. * Strategy formulation & Business Awareness. * Creativity & Innovation. * Resource Management. * Delegation & Empowerment. * Ability to Inspire & Manage Change. * Analytical Thinking. * Decision Making. * Problem Solving. * Diversity Management. * Interrogatory skills. * Communication skills. * Fraud Detection & Control. * Internal Audit practice. * Accounts Management. * Analytical and Investigation Skills. * Auditing Skills. * Accounting Skills. * Comprehensive Banking Operations (Domestic and Foreign) Skills. * Comprehensive Treasury skills.
* First degree in a relevant discipline. * MBA, MSc, MA, ML and/or Professional Qualifications are compulsory.
JOB-6a69b002f18b7
Vacancy title:
Chief Credit Officer
[Type: FULL_TIME, Industry: Banking, Category: Management, Accounting & Finance, Business Operations]
Jobs at:
United Bank for Africa (UBA)
Deadline of this Job:
Sunday, August 9 2026
Duty Station:
Dar es Salaam | Dar es Salaam
Summary
Date Posted: Wednesday, July 29 2026, Base Salary: Not Disclosed
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JOB DETAILS:
Job Description
Department: Credit
Job Objectives
Ensure protection of the Bank’s credit risk assets through providing a secure but flexible framework.
Ensure compliance with regulatory guidelines regarding Credit Risk within the country.
Duties & Responsibilities
- Supervise development of clear credit policy guidelines with associated procedural and process manuals, ensuring alignment with the credit policies of the country.
- Make sure credit awareness is high bank-wide through periodic training and testing.
- Ensure nominated credit officers execute assigned functions appropriately.
- Maintain a high-quality credit portfolio, based on internationally accepted risk rating models, which is adequately secured and provides appropriate returns for risk accepted.
- Utilize credit software to ensure the credit cycle is compliant with policy from Target Market Definition, extension and availment of credits, and ongoing monitoring up to collection.
- Limit credit infractions by applying approved sanctions on defaulting officers.
- Ensure high Credit Administration standards with suitable archiving and reporting systems.
- Ensure development of Product Programs which address key marketing initiatives while maintaining security for the Bank.
- Identify causes of credit failures and disseminate them within the country to prevent recurrence.
- Communicate regularly with Bank staff regarding policy changes, process improvement initiatives, etc.
- Ensure compliance with regulatory guidelines within the region to protect the Bank from sanctions.
- Ensure responses to internal and external queries fall within agreed turnaround time.
- Supervise the activities of the Credit Analysis Structuring & Product Programmes, Credit Administration/Monitoring, Recovery, and Remedial functions.
- Perform any other duties as assigned by the immediate supervisor.
Key Performance Indicators
- Ensure responses to internal and external queries fall within agreed turnaround time.
- Effectiveness of policies and processes developed in limiting credit defaults.
- Net Recoveries vs Budget.
- Percentage of non-performing loans to the total loans approved.
- Number of recurring audit exceptions.
- Turnaround time of credit processing and approval.
- Minimum loan loss provision.
- Compliance with internal and external policies.
- Level of customer satisfaction.
Job Requirements
Education
- First degree in a relevant discipline.
- MBA, MSc, MA, ML and/or Professional Qualifications are compulsory.
Experience
- 10 years relevant banking experience.
- 15 years non-banking but related experience.
Key Competency Requirements
Knowledge
- Proficiency in Credit Structuring.
- Relationship Management experience.
- Product Development.
Skills & Competencies
- Professional disposition.
- Strategy formulation & Business Awareness.
- Creativity & Innovation.
- Resource Management.
- Delegation & Empowerment.
- Ability to Inspire & Manage Change.
- Analytical Thinking.
- Decision Making.
- Problem Solving.
- Diversity Management.
- Interrogatory skills.
- Communication skills.
- Fraud Detection & Control.
- Internal Audit practice.
- Accounts Management.
- Analytical and Investigation Skills.
- Auditing Skills.
- Accounting Skills.
- Comprehensive Banking Operations (Domestic and Foreign) Skills.
- Comprehensive Treasury skills.
Reporting Relationships
Functionally reports to:
MD/CEO
Administratively reports to:
MD/CEO
Supervises
- Credit Analysis Structuring and Product Programmes.
- Credit Administration, Monitoring & Reporting.
- Recovery and Remedial.
Work Hours: 8
Experience in Months: 120
Level of Education: bachelor degree
Job application procedure
Interested in applying for this job? Click here to submit your application now.
Interested candidates are required to submit:
- A detailed CV
- A Cover Letter
- Copies of all academic certificates
Applications must be sent electronically
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