Company: Exim Bank Tanzania

Department: Corporate & Investment Banking (CIB)

Reports To: Senior Manager, Large Corporate

Location: Dar es Salaam, Coastal, and Zanzibar

Working Hours

Monday to Friday: 8:00 AM – 5:00 PM

Additional hours as required by workload.

Purpose of the Job

The Assistant Relationship Manager supports Relationship Managers in managing, retaining, and growing the corporate banking portfolio by providing strong credit analysis, proactive portfolio monitoring, and responsive client service. The role contributes to sound credit decision-making through comprehensive financial assessment, timely preparation of credit proposals, continuous monitoring of facility performance, and close follow-up on compliance requirements. The position also supports relationship activities to enhance customer satisfaction, manage risk, and contribute to sustainable business growth.

Key Responsibilities

Credit Assessment & Analysis

• Review and analyse credit requests by assessing financial statements, cash flows, repayment capacity, business performance, and other relevant credit information for corporate clients.
• Prepare high-quality credit applications, including renewals, amendments, and new facility proposals, in line with the Bank's credit policy and under the guidance of the Relationship Manager.
• Conduct periodic industry, market, and economic analysis, including stress testing where applicable, and recommend appropriate actions to support portfolio quality and risk management.

Portfolio Monitoring & Risk Management

• Monitor asset and liability accounts to identify irregular activity, prevent unauthorized excesses, and support timely corrective action.
• Perform early warning and portfolio review activities to identify potential problem credits and escalate concerns in a timely manner.
• Review security documentation and collateral records for assigned corporate accounts to ensure completeness, validity, and compliance with approved facility terms.
• Track compliance with loan covenants, approval conditions, and facility terms, escalating exceptions or deviations for resolution.

Relationship Support & Customer Service

• Support Relationship Managers in managing client relationships, growing liability balances, and delivering effective after-sales service.
• Maintain regular and professional client engagement to improve customer satisfaction, support service delivery, and uphold the Bank's customer service standards.
• Act as a dependable point of contact for routine client enquiries, documentation follow-up, and operational support within the assigned portfolio.

Qualifications and Experience

• University degree or professional qualification in Banking, Finance, Accounting, Business Administration, Economics, or a related field.
• Two to three years of relevant experience in corporate banking, credit analysis, relationship support, or a similar role.
• Proficiency in Microsoft Office applications, particularly Excel, Word, PowerPoint, and Outlook.

Key Competencies

• Strong technical ability to perform credit analysis, financial statement review, covenant monitoring, and portfolio maintenance to required quality standards.
• Effective communication and interpersonal skills with the ability to manage expectations of internal and external customers and collaborate with key stakeholders.
• Good knowledge of lending products, corporate banking solutions, and relationship management principles.
• Sound understanding and application of banking policies, credit procedures, compliance requirements, and regulatory guidelines.
• High level of personal accountability, teamwork, attention to detail, and commitment to customer service excellence.

• Review and analyse credit requests by assessing financial statements, cash flows, repayment capacity, business performance, and other relevant credit information for corporate clients.
• Prepare high-quality credit applications, including renewals, amendments, and new facility proposals, in line with the Bank's credit policy and under the guidance of the Relationship Manager.
• Conduct periodic industry, market, and economic analysis, including stress testing where applicable, and recommend appropriate actions to support portfolio quality and risk management.
• Monitor asset and liability accounts to identify irregular activity, prevent unauthorized excesses, and support timely corrective action.
• Perform early warning and portfolio review activities to identify potential problem credits and escalate concerns in a timely manner.
• Review security documentation and collateral records for assigned corporate accounts to ensure completeness, validity, and compliance with approved facility terms.
• Track compliance with loan covenants, approval conditions, and facility terms, escalating exceptions or deviations for resolution.
• Support Relationship Managers in managing client relationships, growing liability balances, and delivering effective after-sales service.
• Maintain regular and professional client engagement to improve customer satisfaction, support service delivery, and uphold the Bank's customer service standards.
• Act as a dependable point of contact for routine client enquiries, documentation follow-up, and operational support within the assigned portfolio.

• Strong technical ability to perform credit analysis, financial statement review, covenant monitoring, and portfolio maintenance to required quality standards.
• Effective communication and interpersonal skills with the ability to manage expectations of internal and external customers and collaborate with key stakeholders.
• Good knowledge of lending products, corporate banking solutions, and relationship management principles.
• Sound understanding and application of banking policies, credit procedures, compliance requirements, and regulatory guidelines.
• High level of personal accountability, teamwork, attention to detail, and commitment to customer service excellence.
• Proficiency in Microsoft Office applications, particularly Excel, Word, PowerPoint, and Outlook.

• University degree or professional qualification in Banking, Finance, Accounting, Business Administration, Economics, or a related field.
• Two to three years of relevant experience in corporate banking, credit analysis, relationship support, or a similar role.