Agri Digital Lending Specialist
2025-05-27T11:16:58+00:00
TEF Consult
https://cdn.greattanzaniajobs.com/jsjobsdata/data/employer/comp_5130/logo/TEF-Consult-logo.png
https://tef.co.tz/
FULL_TIME
Dar es Salaam
Dar es Salaam
00000
Tanzania
Consulting
Agribusiness
2025-06-10T17:00:00+00:00
Tanzania
8
We are seeking an experienced Agri Digital Lending Specialist to support a leading mobile money and digital finance platform in Tanzania. This role will focus on developing, implementing, and managing digital lending products tailored to the agricultural sector , with the goal of improving access to financial services for farmers, agri-SMEs, and value chain participants.
This position plays a key role in:
- Designing innovative digital loan products that meet the needs of smallholder farmers, cooperatives, and agribusinesses
- Collaborating with financial institutions, agritech firms, and microfinance organizations to expand digital lending reach
- Conducting market research and customer behavior analysis to inform product development and performance improvement
- Ensuring all digital lending initiatives comply with regulatory standards and internal policies
Key Responsibilities
1. Product Development & Execution
- Develop, execute, and manage the adoption strategy for agricultural digital lending products
- Design products based on sector research, business case development, and user insights
- Ensure penetration across different agricultural value chains including smallholder farmers, cooperatives, and agribusinesses
- Provide analytical insights and reports on product performance to guide strategic decisions
2. Product Roadmap & Innovation
- Innovate and develop new Agri Digital Loan products aligned with market demands and digital lending ambitions
- Continuously review and enhance current loan offerings to improve customer experience and profitability
- Drive product enhancements as part of the strategic roadmap
3. Stakeholder Engagement
- Build and maintain strong relationships with banks, agritech companies, cooperatives, and other stakeholders
- Support the Lending Manager in business negotiations to achieve organizational goals
- Collaborate with cross-functional teams to ensure smooth product rollout and client engagement
4. Business Intelligence & Market Insights
- Analyze customer behavior and loan performance data to provide actionable insights
- Conduct field surveys and market research to understand financing needs and gaps
- Develop customer engagement strategies to increase awareness and usage of digital lending products
- Integrate with Customer Value Management (CVM) platforms to enhance targeting and product usage
- Deliver timely market intelligence and competitor feedback
5. Compliance & Risk Management
- Ensure all digital lending products align with regulatory frameworks governing agricultural finance and digital lending
- Monitor and implement updates based on financial service regulations
- Support risk compliance and regulatory approvals for new and existing products
Qualifications & Requirements
Education:
- Bachelor’s degree in Agribusiness, Finance, Economics, Business Administration , or a related field
- Master’s degree preferred
Experience:
- Minimum 3 years of experience in digital lending, agricultural finance, fintech, or mobile financial services
- Proven experience working with digital platforms, credit risk models , and mobile money ecosystems
- Demonstrated ability to build and manage strategic partnerships with banks, Agri-Tech firms, and cooperatives
- Strong knowledge of local markets and customer needs in rural and semi-urban areas
- Familiarity with mobile money systems, Fintech platforms, and digital credit tools
Skills & Competencies:
- Advanced Microsoft Excel and PowerPoint
- Strong analytical skills and conceptual thinking
- Excellent problem-solving abilities and business acumen
- Passion for driving innovation in mobile money growth and financial inclusion
- Self-motivated with excellent communication, presentation, and interpersonal skills
- Deep understanding of agricultural value chains and financial inclusion strategies
Working Conditions
- Office-based with occasional field visits to assess impact and gather insights
- Fast-paced environment requiring adaptability and initiative
- Collaboration with internal and external stakeholders including tech teams, compliance officers, and partner organizations
Performance Metrics (KPIs)
- Product performance reports and analytics
- Farmer and SME loan uptake and repayment rates
- Market expansion and outreach to underserved regions
- Stakeholder satisfaction from partners and internal teams
- Compliance with financial and regulatory standards
1. Product Development & Execution Develop, execute, and manage the adoption strategy for agricultural digital lending products Design products based on sector research, business case development, and user insights Ensure penetration across different agricultural value chains including smallholder farmers, cooperatives, and agribusinesses Provide analytical insights and reports on product performance to guide strategic decisions 2. Product Roadmap & Innovation Innovate and develop new Agri Digital Loan products aligned with market demands and digital lending ambitions Continuously review and enhance current loan offerings to improve customer experience and profitability Drive product enhancements as part of the strategic roadmap 3. Stakeholder Engagement Build and maintain strong relationships with banks, agritech companies, cooperatives, and other stakeholders Support the Lending Manager in business negotiations to achieve organizational goals Collaborate with cross-functional teams to ensure smooth product rollout and client engagement 4. Business Intelligence & Market Insights Analyze customer behavior and loan performance data to provide actionable insights Conduct field surveys and market research to understand financing needs and gaps Develop customer engagement strategies to increase awareness and usage of digital lending products Integrate with Customer Value Management (CVM) platforms to enhance targeting and product usage Deliver timely market intelligence and competitor feedback 5. Compliance & Risk Management Ensure all digital lending products align with regulatory frameworks governing agricultural finance and digital lending Monitor and implement updates based on financial service regulations Support risk compliance and regulatory approvals for new and existing products
Bachelor’s degree in Agribusiness, Finance, Economics, Business Administration , or a related field Master’s degree preferred Experience: Minimum 3 years of experience in digital lending, agricultural finance, fintech, or mobile financial services Proven experience working with digital platforms, credit risk models , and mobile money ecosystems Demonstrated ability to build and manage strategic partnerships with banks, Agri-Tech firms, and cooperatives Strong knowledge of local markets and customer needs in rural and semi-urban areas Familiarity with mobile money systems, Fintech platforms, and digital credit tools
JOB-68359f2a573d6
Vacancy title:
Agri Digital Lending Specialist
[Type: FULL_TIME, Industry: Consulting, Category: Agribusiness]
Jobs at:
TEF Consult
Deadline of this Job:
Tuesday, June 10 2025
Duty Station:
Dar es Salaam | Dar es Salaam | Tanzania
Summary
Date Posted: Tuesday, May 27 2025, Base Salary: Not Disclosed
Similar Jobs in Tanzania
Learn more about TEF Consult
TEF Consult jobs in Tanzania
JOB DETAILS:
We are seeking an experienced Agri Digital Lending Specialist to support a leading mobile money and digital finance platform in Tanzania. This role will focus on developing, implementing, and managing digital lending products tailored to the agricultural sector , with the goal of improving access to financial services for farmers, agri-SMEs, and value chain participants.
This position plays a key role in:
- Designing innovative digital loan products that meet the needs of smallholder farmers, cooperatives, and agribusinesses
- Collaborating with financial institutions, agritech firms, and microfinance organizations to expand digital lending reach
- Conducting market research and customer behavior analysis to inform product development and performance improvement
- Ensuring all digital lending initiatives comply with regulatory standards and internal policies
Key Responsibilities
1. Product Development & Execution
- Develop, execute, and manage the adoption strategy for agricultural digital lending products
- Design products based on sector research, business case development, and user insights
- Ensure penetration across different agricultural value chains including smallholder farmers, cooperatives, and agribusinesses
- Provide analytical insights and reports on product performance to guide strategic decisions
2. Product Roadmap & Innovation
- Innovate and develop new Agri Digital Loan products aligned with market demands and digital lending ambitions
- Continuously review and enhance current loan offerings to improve customer experience and profitability
- Drive product enhancements as part of the strategic roadmap
3. Stakeholder Engagement
- Build and maintain strong relationships with banks, agritech companies, cooperatives, and other stakeholders
- Support the Lending Manager in business negotiations to achieve organizational goals
- Collaborate with cross-functional teams to ensure smooth product rollout and client engagement
4. Business Intelligence & Market Insights
- Analyze customer behavior and loan performance data to provide actionable insights
- Conduct field surveys and market research to understand financing needs and gaps
- Develop customer engagement strategies to increase awareness and usage of digital lending products
- Integrate with Customer Value Management (CVM) platforms to enhance targeting and product usage
- Deliver timely market intelligence and competitor feedback
5. Compliance & Risk Management
- Ensure all digital lending products align with regulatory frameworks governing agricultural finance and digital lending
- Monitor and implement updates based on financial service regulations
- Support risk compliance and regulatory approvals for new and existing products
Qualifications & Requirements
Education:
- Bachelor’s degree in Agribusiness, Finance, Economics, Business Administration , or a related field
- Master’s degree preferred
Experience:
- Minimum 3 years of experience in digital lending, agricultural finance, fintech, or mobile financial services
- Proven experience working with digital platforms, credit risk models , and mobile money ecosystems
- Demonstrated ability to build and manage strategic partnerships with banks, Agri-Tech firms, and cooperatives
- Strong knowledge of local markets and customer needs in rural and semi-urban areas
- Familiarity with mobile money systems, Fintech platforms, and digital credit tools
Skills & Competencies:
- Advanced Microsoft Excel and PowerPoint
- Strong analytical skills and conceptual thinking
- Excellent problem-solving abilities and business acumen
- Passion for driving innovation in mobile money growth and financial inclusion
- Self-motivated with excellent communication, presentation, and interpersonal skills
- Deep understanding of agricultural value chains and financial inclusion strategies
Working Conditions
- Office-based with occasional field visits to assess impact and gather insights
- Fast-paced environment requiring adaptability and initiative
- Collaboration with internal and external stakeholders including tech teams, compliance officers, and partner organizations
Performance Metrics (KPIs)
- Product performance reports and analytics
- Farmer and SME loan uptake and repayment rates
- Market expansion and outreach to underserved regions
- Stakeholder satisfaction from partners and internal teams
- Compliance with financial and regulatory standards
Work Hours: 8
Experience in Months: 36
Level of Education: bachelor degree
Job application procedure
Interested and qualified? click here to apply
All Jobs | QUICK ALERT SUBSCRIPTION
