DFS Product Specialist
2026-08-14T20:22:07+00:00
KCB Bank
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FULL_TIME
Dar es Salaam
Dar es Salaam
00000
Tanzania
Banking
Management, Business Operations, Computer & IT, Banking, Finance
2026-08-28T17:00:00+00:00
8
Job Description
Product Development & Innovation (25%)
- Support the design and development of digital products and services across mobile banking, internet banking, digital payments, lending, savings, merchant solutions, agency banking, and emerging digital platforms.
- Conduct market research, customer analysis, and competitor benchmarking to identify product enhancement opportunities.
- Assist in preparing business requirements, product specifications, user stories, and business cases.
- Participate in ideation and innovation initiatives aimed at developing new digital solutions.
- Support the implementation of product roadmaps and innovation strategies.
Product Lifecyle Management (20%)
- Support end-of-the-end product lifecycle management from concept development to launch and post-implementation review.
- Coordinate activities related to product enhancements, upgrades, releases, and optimizations.
- Track product performance and recommend improvements based on customer feedback and business results.
- Maintain product documentation, workflows, and process maps.
- Ensure products remain competitive, relevant, and aligned with customer needs.
Customer Experience & Journey Optimization (15%)
- Support customer journey mapping and experience optimization initiatives.
- Gather customer feedback and analyze product usage patterns to identify pain points and improvement opportunities.
- Work with UX/UI teams and digital channel teams to improve digital customer experience.
- Support initiatives aimed at increasing customer engagement, activation, and retention.
- Monitor customer satisfaction and adoption trends.
Product Innovation & Commercialization (15%)
- Support product teams in translating innovation concepts into viable products and services.
- Participate in product testing, pilot execution, User Acceptance Testing (UAT), and customer feedback collection.
- Monitor product adoption and performance following implementation.
- Contribute to commercialization and market rollout activities.
Product Testing and Quality Assurance (5%)
- Coordinate User Acceptance Testing (UAT), pilot testing, and product validation activities.
- Document testing results and ensuring issues are resolved before product deployment.
- Support quality assurance processes and release governance requirements.
- Monitor product performance after launch and coordinate issue resolution.
- Ensure smooth implementation of new features and enhancements.
Commercialization & Product Growth (5%)
- Support go-to-market plans, awareness campaigns, and customer adoption initiatives.
- Monitor product uptake, active users, and digital transactions.
- Assist in the preparation of performance reports and product dashboards.
- Support initiatives that increase product usage, revenue generation, and customer engagement.
- Collaborate with sales and business teams to drive product adoption.
Stakeholder & Partner Management (5%)
- Coordinate with internal stakeholders to ensure successful product delivery.
- Support management of relationships with fintechs, technology providers, mobile network operators (MNOs), and other ecosystem partners.
- Participate in product integration and partnership projects.
- Facilitate communication between business and technology teams during product development and implementation.
Compliance & Risk Management (5%)
- Ensure products comply with regulatory requirements, internal policies, and governance standards.
- Support implementation of product controls and risk mitigation measures.
- Identify and escalate product-related operational and customer risks.
- Participate in audit, compliance, and review activities related to digital products.
Reporting & Analytics (5%)
- Prepare regular product performance reports and management updates.
- Monitor key product KPIs, customer adoption metrics, transaction volumes, and revenue performance.
- Analyze customer behavior and usage trends to support data-driven decision-making.
- Maintain accurate product performance records and reporting dashboards.
MINIMUM POSITION QUALIFICATION REQUIREMENTS
Academic & Professional
ParticularsDetailSpecific Field or QualificationNeed Type[1]
- EducationBachelor’s degreeBachelor’s degree from a recognized universityRQ
- Professional QualificationsProduct Management, Project Management, AGILE PracticesAA
- EducationMaster’s degreeBusiness relatedAA
Experience
Total Minimum Cumulative No of Years’ Experience Required3
[1] Need Types are: RQ = Required, AA = Added Advantage
- Support the design and development of digital products and services across mobile banking, internet banking, digital payments, lending, savings, merchant solutions, agency banking, and emerging digital platforms.
- Conduct market research, customer analysis, and competitor benchmarking to identify product enhancement opportunities.
- Assist in preparing business requirements, product specifications, user stories, and business cases.
- Participate in ideation and innovation initiatives aimed at developing new digital solutions.
- Support the implementation of product roadmaps and innovation strategies.
- Support end-of-the-end product lifecycle management from concept development to launch and post-implementation review.
- Coordinate activities related to product enhancements, upgrades, releases, and optimizations.
- Track product performance and recommend improvements based on customer feedback and business results.
- Maintain product documentation, workflows, and process maps.
- Ensure products remain competitive, relevant, and aligned with customer needs.
- Support customer journey mapping and experience optimization initiatives.
- Gather customer feedback and analyze product usage patterns to identify pain points and improvement opportunities.
- Work with UX/UI teams and digital channel teams to improve digital customer experience.
- Support initiatives aimed at increasing customer engagement, activation, and retention.
- Monitor customer satisfaction and adoption trends.
- Support product teams in translating innovation concepts into viable products and services.
- Participate in product testing, pilot execution, User Acceptance Testing (UAT), and customer feedback collection.
- Monitor product adoption and performance following implementation.
- Contribute to commercialization and market rollout activities.
- Coordinate User Acceptance Testing (UAT), pilot testing, and product validation activities.
- Document testing results and ensuring issues are resolved before product deployment.
- Support quality assurance processes and release governance requirements.
- Monitor product performance after launch and coordinate issue resolution.
- Ensure smooth implementation of new features and enhancements.
- Support go-to-market plans, awareness campaigns, and customer adoption initiatives.
- Monitor product uptake, active users, and digital transactions.
- Assist in the preparation of performance reports and product dashboards.
- Support initiatives that increase product usage, revenue generation, and customer engagement.
- Collaborate with sales and business teams to drive product adoption.
- Coordinate with internal stakeholders to ensure successful product delivery.
- Support management of relationships with fintechs, technology providers, mobile network operators (MNOs), and other ecosystem partners.
- Participate in product integration and partnership projects.
- Facilitate communication between business and technology teams during product development and implementation.
- Ensure products comply with regulatory requirements, internal policies, and governance standards.
- Support implementation of product controls and risk mitigation measures.
- Identify and escalate product-related operational and customer risks.
- Participate in audit, compliance, and review activities related to digital products.
- Prepare regular product performance reports and management updates.
- Monitor key product KPIs, customer adoption metrics, transaction volumes, and revenue performance.
- Analyze customer behavior and usage trends to support data-driven decision-making.
- Maintain accurate product performance records and reporting dashboards.
- Bachelor’s degree from a recognized university
- Product Management, Project Management, AGILE Practices
- Master’s degree in a Business related field
JOB-6a7f78ef3cb40
Vacancy title:
DFS Product Specialist
[Type: FULL_TIME, Industry: Banking, Category: Management, Business Operations, Computer & IT, Banking, Finance]
Jobs at:
KCB Bank
Deadline of this Job:
Friday, August 28 2026
Duty Station:
Dar es Salaam | Dar es Salaam
Summary
Date Posted: Friday, August 14 2026, Base Salary: Not Disclosed
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JOB DETAILS:
Job Description
Product Development & Innovation (25%)
- Support the design and development of digital products and services across mobile banking, internet banking, digital payments, lending, savings, merchant solutions, agency banking, and emerging digital platforms.
- Conduct market research, customer analysis, and competitor benchmarking to identify product enhancement opportunities.
- Assist in preparing business requirements, product specifications, user stories, and business cases.
- Participate in ideation and innovation initiatives aimed at developing new digital solutions.
- Support the implementation of product roadmaps and innovation strategies.
Product Lifecyle Management (20%)
- Support end-of-the-end product lifecycle management from concept development to launch and post-implementation review.
- Coordinate activities related to product enhancements, upgrades, releases, and optimizations.
- Track product performance and recommend improvements based on customer feedback and business results.
- Maintain product documentation, workflows, and process maps.
- Ensure products remain competitive, relevant, and aligned with customer needs.
Customer Experience & Journey Optimization (15%)
- Support customer journey mapping and experience optimization initiatives.
- Gather customer feedback and analyze product usage patterns to identify pain points and improvement opportunities.
- Work with UX/UI teams and digital channel teams to improve digital customer experience.
- Support initiatives aimed at increasing customer engagement, activation, and retention.
- Monitor customer satisfaction and adoption trends.
Product Innovation & Commercialization (15%)
- Support product teams in translating innovation concepts into viable products and services.
- Participate in product testing, pilot execution, User Acceptance Testing (UAT), and customer feedback collection.
- Monitor product adoption and performance following implementation.
- Contribute to commercialization and market rollout activities.
Product Testing and Quality Assurance (5%)
- Coordinate User Acceptance Testing (UAT), pilot testing, and product validation activities.
- Document testing results and ensuring issues are resolved before product deployment.
- Support quality assurance processes and release governance requirements.
- Monitor product performance after launch and coordinate issue resolution.
- Ensure smooth implementation of new features and enhancements.
Commercialization & Product Growth (5%)
- Support go-to-market plans, awareness campaigns, and customer adoption initiatives.
- Monitor product uptake, active users, and digital transactions.
- Assist in the preparation of performance reports and product dashboards.
- Support initiatives that increase product usage, revenue generation, and customer engagement.
- Collaborate with sales and business teams to drive product adoption.
Stakeholder & Partner Management (5%)
- Coordinate with internal stakeholders to ensure successful product delivery.
- Support management of relationships with fintechs, technology providers, mobile network operators (MNOs), and other ecosystem partners.
- Participate in product integration and partnership projects.
- Facilitate communication between business and technology teams during product development and implementation.
Compliance & Risk Management (5%)
- Ensure products comply with regulatory requirements, internal policies, and governance standards.
- Support implementation of product controls and risk mitigation measures.
- Identify and escalate product-related operational and customer risks.
- Participate in audit, compliance, and review activities related to digital products.
Reporting & Analytics (5%)
- Prepare regular product performance reports and management updates.
- Monitor key product KPIs, customer adoption metrics, transaction volumes, and revenue performance.
- Analyze customer behavior and usage trends to support data-driven decision-making.
- Maintain accurate product performance records and reporting dashboards.
MINIMUM POSITION QUALIFICATION REQUIREMENTS
Academic & Professional
ParticularsDetailSpecific Field or QualificationNeed Type[1]
- EducationBachelor’s degreeBachelor’s degree from a recognized universityRQ
- Professional QualificationsProduct Management, Project Management, AGILE PracticesAA
- EducationMaster’s degreeBusiness relatedAA
Experience
Total Minimum Cumulative No of Years’ Experience Required3
[1] Need Types are: RQ = Required, AA = Added Advantage
Work Hours: 8
Experience in Months: 12
Level of Education: bachelor degree
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