Organizational Context

Agriculture drives Tanzania’s economy, contributing 27.7% of GDP and employing 65% of the population, yet remains highly vulnerable to climate risks. Agricultural insurance accounts for less than 1% of the insurance market despite rapid growth—from TZS 222 million in 2019 to TZS 6.65 billion in 2023.

The Financial Sector Development Master Plan targets insurance premiums to reach 5% of GDP by 2030, with agricultural insurance contributing 10% of total premiums. To support this goal, the Tanzania Insurance Regulatory Authority (TIRA) and stakeholders are finalizing the establishment of the Tanzania Agriculture Insurance Scheme (TAIS), aimed at delivering targeted insurance solutions. In 2023, the Tanzania Agriculture Insurance Consortium (TAIC) was launched, led by the insurance industry, with TanRE appointed as Consortium Manager and National Insurance Corporation (NIC) as Lead Insurer. TAIC brings together 15 insurers under a shared risk model to drive product innovation and market growth.

Despite growing interest in agricultural insurance in Tanzania, several challenges hinder its effective implementation. These include a lack of suitable insurance products for priority crops, low farmer awareness and financial literacy, and limited technical capacity within the Tanzania Agricultural Insurance Consortium (TAIC). TAIC struggles with insufficient human resources, limited exposure to international models, and inadequate access to reliable farm-level data. These issues continue to constrain TAIC’s ability to lead and scale inclusive, farmer-centered insurance solutions. Addressing these gaps is crucial for sustainable progress.

To move forward, Tanzania must transition to structured public-private partnerships (PPPs) and institutionalized models that embed agricultural insurance within regulatory, financial, and agricultural frameworks. This shift requires building TAIC’s technical capacity in product design, risk modelling, and underwriting, alongside clear policy alignment and stronger government leadership to reinforce delivery systems. Operationalizing TAIC as an inclusive and competitive consortium will ensure sustainability, attract long-term investment, and position agricultural insurance as a cornerstone of Tanzania’s agricultural transformation and climate resilience agenda.

TAIC National Agriculture and Inclusive Insurance Lead

S/he will be responsible for providing overall leadership and support for the operationalization of the Consortium. This includes overseeing implementation, mentoring TAIC members, and guiding the design of agricultural insurance products.

S/he will provide strategic oversight of the Consortium’s implementation process, including developing institutional arrangements with national and international partners for data sharing, engaging with data providers and service providers, and leading the establishment of TAIC’s Data Platform. S/he will also offer technical expertise in the development of TAIC’s operational manuals and business model.

S/he will organize capacity-building activities for selected personnel from member companies. These training modules will focus on foundational knowledge and technical skills essential for agricultural insurance product design, including risk assessment, pricing, and claims adjustment.

S/he will provide technical expertise and oversight in designing agricultural insurance products.

Institutional Arrangement

S/He is supervised on a day-to-day basis by the Consortium’s Manager. S/He will receive support from UNDP’s technical team and specialists.

Duties and Responsibilities

Strategic Oversight and Partnership Development

• Lead the Consortium’s implementation strategy.
• Cooperate with UNDP FRA in the delivery of their Technical Assistance to TAIC.
• Develop institutional arrangements with national and international partners for data sharing.
• Engage with data providers and service providers to support Consortium operations.
• Lead the establishment and development of TAIC’s Digital Data Platform.

Technical Expertise and Documentation

• Provide technical input into the development of TAIC’s operational and technical manuals.
• Contribute to the design and refinement of TAIC’s business model.

Capacity Building

• Organize and deliver training modules for selected personnel from member companies.
• Focus training on foundational knowledge and technical skills in agricultural insurance, including risk assessment, pricing and claims adjustment.

Product Design

• Provide technical expertise in the design of agricultural insurance products.
• Ensure quality and relevance of insurance products to the target context.

Recruitment Qualifications

Education: Master’s degree in Agricultural Finance and development-related studies (Agricultural Economics, Development Finance, International Relations, Political Science or another related course).

Experience: At least 12 years in a agricultural finance related field, with a strong knowledge and experience in risk assessment, risk modeling, agronomy, actuarial science, or agricultural insurance.

Language Requirements: Full proficiency in English and Kiswahili is required.

Others:

• Achieving Results- Set and align challenging, achievable objectives for multiple projects, have lasting impact.
• Adapt and agility- Proactively initiate and champion change, manage multiple competing demands.
• Think Innovatively- Proactively mitigate potential risks, develop new ideas to solve complex problems.
• Learn continuously- Create and act on opportunities to expand horizons, diversify experiences.
• Engage and partner- Political savvy, navigate complex landscape, champion inter-agency collaboration.
• Diversity and Inclusion- Appreciate benefits of diverse workforce and champion inclusivity.

• Lead the Consortium’s implementation strategy.
• Cooperate with UNDP FRA in the delivery of their Technical Assistance to TAIC.
• Develop institutional arrangements with national and international partners for data sharing.
• Engage with data providers and service providers to support Consortium operations.
• Lead the establishment and development of TAIC’s Digital Data Platform.
• Provide technical input into the development of TAIC’s operational and technical manuals.
• Contribute to the design and refinement of TAIC’s business model.
• Organize and deliver training modules for selected personnel from member companies.
• Focus training on foundational knowledge and technical skills in agricultural insurance, including risk assessment, pricing and claims adjustment.
• Provide technical expertise in the design of agricultural insurance products.
• Ensure quality and relevance of insurance products to the target context.

• Risk assessment
• Risk modeling
• Agronomy
• Actuarial science
• Agricultural insurance
• Product design
• Capacity building
• Partnership development
• Data management
• Business model development
• Achieving Results
• Adaptability and agility
• Innovative thinking
• Continuous learning
• Engagement and partnership
• Diversity and Inclusion

• Master’s degree in Agricultural Finance and development-related studies (Agricultural Economics, Development Finance, International Relations, Political Science or another related course).
• At least 12 years in a agricultural finance related field, with a strong knowledge and experience in risk assessment, risk modeling, agronomy, actuarial science, or agricultural insurance.
• Full proficiency in English and Kiswahili is required.