Job Description

To support the design, implementation, monitoring, and continuous improvement of financial crime controls across the Bank.

Main Responsibilities:

• Review and assess customer due diligence (CDD), enhanced due diligence (EDD), and ongoing customer monitoring processes.
• Assess customer profiles, expected account activity, source of funds and, where appropriate, source of wealth.
• Support the identification and escalation of unusual or potentially suspicious customer activity.
• Review transaction monitoring alerts and support investigations where required.
• Assist with the preparation and submission of suspicious transaction/activity reports in accordance with applicable requirements.
• Monitor high-risk customers, jurisdictions, products, and transactions.

Sanctions and Screening

• Review and investigate potential screening matches and ensure appropriate escalation and disposition.
• Assist in maintaining effective controls for sanctions compliance and screening-related risks.

Transaction Monitoring and Investigations

• Review transaction-monitoring alerts and investigate unusual or potentially suspicious activity.
• Identify potential money laundering, terrorist financing, proliferation financing and other financial crime typologies.
• Investigate suspected suspicious transactions and activities; and escalate material or suspicious activity/transactions in accordance with the Bank's established procedures.
• Prepare comprehensive investigation reports and recommendations.

Financial Crime Risk Assessment

• Support enterprise and business-level ML/TF/PF risk assessments.
• Assess risks associated with customers, products, services, delivery channels and geographic locations.
• Identify emerging financial crime risks and typologies.

Policies, Procedures and Governance

• Contribute to the development and periodic review of AML/CFT, sanctions, fraud, and other financial crime policies and procedures.
• Ensure procedures remain consistent with applicable regulatory requirements and industry standards.
• Provide accurate management information on transaction monitoring, investigations, control testing and remediation.
• Support financial crime governance committees and prepare relevant reports and presentations.

Training and Awareness

• Support AML/CFT/CPF and financial crime awareness programmes.
• Assist in identifying staff training needs.

Knowledge and Skills:

• Familiarity with Anti-Money Laundering (AML), Counter Terrorism Financing, Counter Proliferation Financing, Customer Due Diligence (CDD), and Sanctions screening rules and regulations is essential.
• Good understanding and appreciation of financial crime risk management practices.
• Expert knowledge of AML transaction monitoring systems, analytical and investigative processes and reporting requirements.
• AML & Financial Crime Knowledge
• Sanction and watchlist screening
• Investigation and Analytical Skills
• Regulatory and Compliance Knowledge
• Strong communication skills

Qualifications and Experience:

• Bachelor's degree in Banking, Finance, Accounting, Economics, Law, Business Administration, Actuarial Science, Data Science, Computer Science or related field
• Professional certification in AML, Financial Crime, Compliance, Sanctions Control e.g. CAMS, CFCS, CGSS, CFE will be an added advantage.
• At least 3 years of relevant professional experience in banking, financial services, AML/CFT, compliance or financial crime investigations.

• Review and assess customer due diligence (CDD), enhanced due diligence (EDD), and ongoing customer monitoring processes.
• Assess customer profiles, expected account activity, source of funds and, where appropriate, source of wealth.
• Support the identification and escalation of unusual or potentially suspicious customer activity.
• Review transaction monitoring alerts and support investigations where required.
• Assist with the preparation and submission of suspicious transaction/activity reports in accordance with applicable requirements.
• Monitor high-risk customers, jurisdictions, products, and transactions.
• Review and investigate potential screening matches and ensure appropriate escalation and disposition.
• Assist in maintaining effective controls for sanctions compliance and screening-related risks.
• Review transaction-monitoring alerts and investigate unusual or potentially suspicious activity.
• Identify potential money laundering, terrorist financing, proliferation financing and other financial crime typologies.
• Investigate suspected suspicious transactions and activities; and escalate material or suspicious activity/transactions in accordance with the Bank's established procedures.
• Prepare comprehensive investigation reports and recommendations.
• Support enterprise and business-level ML/TF/PF risk assessments.
• Assess risks associated with customers, products, services, delivery channels and geographic locations.
• Identify emerging financial crime risks and typologies.
• Contribute to the development and periodic review of AML/CFT, sanctions, fraud, and other financial crime policies and procedures.
• Ensure procedures remain consistent with applicable regulatory requirements and industry standards.
• Provide accurate management information on transaction monitoring, investigations, control testing and remediation.
• Support financial crime governance committees and prepare relevant reports and presentations.
• Support AML/CFT/CPF and financial crime awareness programmes.
• Assist in identifying staff training needs.

• Familiarity with Anti-Money Laundering (AML), Counter Terrorism Financing, Counter Proliferation Financing, Customer Due Diligence (CDD), and Sanctions screening rules and regulations is essential.
• Good understanding and appreciation of financial crime risk management practices.
• Expert knowledge of AML transaction monitoring systems, analytical and investigative processes and reporting requirements.
• AML & Financial Crime Knowledge
• Sanction and watchlist screening
• Investigation and Analytical Skills
• Regulatory and Compliance Knowledge
• Strong communication skills

• Bachelor's degree in Banking, Finance, Accounting, Economics, Law, Business Administration, Actuarial Science, Data Science, Computer Science or related field
• Professional certification in AML, Financial Crime, Compliance, Sanctions Control e.g. CAMS, CFCS, CGSS, CFE will be an added advantage.
• At least 3 years of relevant professional experience in banking, financial services, AML/CFT, compliance or financial crime investigations.