Job purpose

Incumbent is responsible for management of all the securities and documentation related to lending. The position holder will be primarily responsible for managing post approval of credit process and with the primary focus being business support and risk control in lending documentations. The position holder will work closely with, External Lawyers, different registries, Credit and all business functions to ensure that the acceptable level of TAT is achieved.

Qualifications or requirements (e.g., education, skills)

A Bachelor’s degree in LLB is required, Practicing License is required. Master’s degree in LLM/MBA is an added advantage

Experience needed

Atleast 3 years of experience, Two years should be in post admission and 1 year in Credit – Legal documentation.

Personal attributes

Self-motivation, reactiveness and positive attitude.

Effective Leadership.

Interpersonal & communication skills (oral and written)

• Review and or vet all corporate facilities agreements after an approval from business.
• Review and or prepare corporate securities documentation for lending purposes.
• Issue quality and unambiguous instruction to External Lawyers for perfection of securities.
• Sound and command in management of law firms/external lawyers involved in perfection of securities.
• Maintenance of securities data through a defined process or system. Also, reliable MIS and development of various reports for sharing with business teams and Credit.
• Provide legal opinion and advise to Credit Departments within the Bank.
• Review of all securities and documentation on regular basis to confirm validity and enforceability.
• Prepare Offer letters and any other credit related facility letters.
• Followup with the business teams on any expired securities on items such as renewal of tenure and land rents.disbursement of facilities.

• Interpersonal & communication skills (oral and written)
• Leadership
• Self-motivation
• Reactiveness
• Positive attitude

• Bachelor’s degree in LLB
• Practicing License
• Master’s degree in LLM/MBA (added advantage)