Vacancy title:
Credit Risk Manager

[Type: FULL_TIME, Industry: Banking, Category: Commercial Banks, Banking]

Jobs at:
Equity Bank Tanzania

Deadline of this Job:
Thursday, November 19 2026

Duty Station:
Dar es Salaam | Dar es Salaam

Summary
Date Posted: Thursday, November 5 2026, Base Salary: Not Disclosed

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JOB DETAILS:

MAIN DUTIES AND RESPONSIBILITIES:
Credit Risk Oversight: Identify, measure, and report significant risks, losses, and the effectiveness of mitigation actions;
monitor policy compliance and recommend corrective measures.
Credit Facility Management: Appraise credit facilities across Personal, Business, and Corporate Banking segments,
ensuring absolute data integrity, managing queries, and maintaining high-quality documentation in line with policies and
regulations.
Credit Committee Participation: Review creditworthiness and risks of potential transactions, applying appropriate tools
and models, and propose mitigants to safeguard the bank’s portfolio.
Delinquency & Remediation: Analyse delinquent accounts, prepare risk reports, support remediation strategies (including
negotiations, recovery actions, and legal coordination), and conduct portfolio reviews to identify causal factors and
recommend timely resolutions.
Collateral & Documentation Custody: Act as custodian of security vaults and credit documentation, oversee
archival/retrieval processes, maintain registers of security documents, and ensure collateral protection through insurance
renewals.
Stress Testing & Scenario Analysis: Conduct periodic stress tests and portfolio impact assessments, providing
recommendations to senior management for proactive risk management.
Stakeholder Advisory & Reporting: Provide guidance on credit risk policies and standards, prepare timely and reliable
credit risk reports for senior management and the board, and ensure accurate collection of fees, commissions, and
charges.
Collaboration & Representation: Partner with Credit Department functions to balance business growth with risk control,
work closely with recovery units to identify problem accounts, and represent the branch in internal and external
meetings.
Other Duties: Perform additional responsibilities as assigned by the supervisor.

 KNOWLEDGE, SKILLS, QUALIFICATION AND EXPERIENCE
Academic Qualifications
• Bachelor’s Degree or equivalent in one of the following fields:
• Finance, Banking, Accounting, Economics, Business Administration

Professional Experience
• 3–5 years banking experience, with at least 2 years in credit analysis or credit risk or Lending Relationship
Management.
• Experience in Credit appraisal and financial analysis
• SME and corporate lending
• Loan structuring
• Credit monitoring and portfolio management

Typical background roles:
• Credit Analyst
• Relationship Manager (Corporate/SME)
• Credit Officer
• Risk Analyst

Technical Skills
• Credit Analysis
• Financial statement analysis
• Cash flow analysis
• Risk assessment
• Loan documentation review
• Regulatory and policy knowledge i.e. Strong understanding of:
• Central bank prudential regulations (e.g., Bank of Tanzania guidelines), Credit risk management frameworks, Loan
classification and provisioning rules, AML / KYC requirement
• Credit committee presentation
• Problem loan management
• Decision-making under risk

Work Hours: 8

Experience in Months: 12

Level of Education: bachelor degree

Job application procedure

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